Everyone wants your money, especially during the holidays.
Charities guilt you – without your help…. 😦
Stores entice you – you cannot live without their latest product
Other businesses warn you – if you don’t, you may regret it
But is anyone training you?
If you are trained to create a budget, then you can plan your giving and spending along with your other expenses in a way that lets you live within your means. You will be prepared in how much you give or spend, where and when you give or spend it.
The result: less guilt, less impulse buying, less worry = less stress.