We see those commercials on monitoring and improving credit score.  Unless you are buying a house or taking out a car loan, why bother monitoring your credit all the time?       You should consider reducing credit card debt and living within your means.  Once you get the cards under control, you will be…Read more »

To either: Shelter in place or Evacuate? SHELTER IN PLACE This could be due to the weather or difficulty with travel Do you have dry goods and canned foods to last a while? Do you have sufficient medications? What is your plan if the power is down? EVACUATE How will you secure your property? Is…Read more »

Too?!  We are bombarded with bad news.  Many feel isolated, frustrated and fearful.  Getting back control of at least one area of life can help manage those negative feelings. I reviewed my finances recently after losing a couple of long term clients and discovered I was not doing so bad.  Why?  Because I was not…Read more »

  I have been trying to avoid writing about this.  Don’t want it to be a priority in my life.  But that is being in denial.  So here is the reality and our way of coping.   My husband and I have not been face to face with family since Christmas.  (it is May now).…Read more »

                  What Would That Actor Do?  It’s not his first rodeo?  Does that mean he took out a reverse mortgage?  You can bet he has not.  I find actors more credible when they actually use what they sell.  Actor’s get paid to pretend and he is good…Read more »

      Kenny Rogers and Reinhold Niebuhr have something in common, easy to remember, good advice. “You’ve got to know when…… to walk away” says Kenny You may not have heard of Niebuhr.  He is credited with writing the often quoted “Serenity Prayer.” God, give me grace to accept with serenity the things that…Read more »

                  Remember the good old days?  A rushed breakfast and everyone out the door?  Did you do your homework?  Do you have your lunch?  Don’t forget your sweater? Whew!  Now I can go to work. Not any more.  Now, it’s a very different world.  Trying to work…Read more »