Posted by That is a long title, but when you make financial decisions they can have long range implications for you and others. Here are just a few things to consider: Debt consolidators These companies will offer to help you get out of debt. But they won’t promise to get rid of all of it and they…Read more »
Posted by Why are the commercials often featuring cute little creatures? I believe it’s because the topic is boring; or maybe because if they told you the facts, you might realize it’s not necessarily in your best interest. Often the commercials will be focused on a fear we may have. Someone once told me when you pay…Read more »
Posted by In winter it’s cold, darker and the skies are gray. This time of year more people suffer from depression. One type is Seasonal Affective Disorder (SAD) My mother in law used to talk about being depressed. I thought she needed to get out more. I did not understand she had a medical condition. I could…Read more »
Posted by Everyone wants your money, especially during the holidays. Charities guilt you – without your help…. 😦 Stores entice you – you cannot live without their latest product Other businesses warn you – if you don’t, you may regret it But is anyone training you? If you are trained to create a budget,…Read more »
Posted by You find you cannot pay a bill in full, so you may write a creditor a “good faith” letter saying you can pay such and such amount until your circumstances improve. Creditors may accept this, if you are consistent and honor your word. It also looks good to the Judge if you do get taken…Read more »
Posted by Recently at a new friend’s place and they offered me some choices of unfamiliar things. I said, “surprise me.” I enjoy going shopping with a new friend, especially grocery shopping. Or having a different home-cooked meal. These are opportunities to get new recipes and try something different. It is an opportunity to encourage someone else…Read more »
Posted by I remember holidays full of high expectations and obligations, often too much to enjoy. Shopping Spending Cleaning Baking Traditions Hurrying to events Scheduling visits with friends and relatives Deadlines for mailing cards and gifts What should be a fun experience may become overwhelming. Plan ahead – Decide in advance what events are most important to…Read more »
