As I go perusing Pinterest I see a lot of Planners and Budgets.  Most are too time-consuming or confusing to be practical. As a personal assistant and professional organizer, not only do I need to track my own calendar and expenses, but often those of my clients as well. To that end, I have created easier…Read more »

Did you know there is a pecking order for dealing with debt? 1 . Home…you need a roof over your head and food on your table. (some mortgage companies allow for deferments or refinance to help if your circumstances change.  For example: in a divorce.) 2 . Vehicle…you need transportation to get to work, so…Read more »

  I first learned about hospice when my Mother-in-law developed brain tumors.  The hospice support was great for mom and for us.  Later when my Alzheimer’s Dad needed care I learned a bit more. Good things to know and ask about: Pros:  You or your loved one may save money because some things will now…Read more »

Is your paperwork up to date? Files need a purge, but you are not sure what can go? What about your computer?  Is it so full, you cannot find the important documents? Could someone else find the important stuff, if you had an emergency? Does that someone know what your wishes are? Do you have…Read more »

Relax, Rejuvenate and Restore is the motto for Bay Haven Inn, bed and breakfast. It truly is a place to do just that. My husband and I had been living in a rental while we worked on the purchase of a home.  The deal was taking longer than expected.  We were assured by the landlord…Read more »

Are you part of a small local charity or other organization?  Do you have a Board drawn from the owners/members themselves to manage the community income and expenses? A Board president and treasurer may monitor the cash flow.  But, hiring a capable bookkeeper can take the stress out of the money management. The treasurer may…Read more »

It is not always possible to make more money, however, a part time job can help Other ways to make a little extra money: Bake and sell bread to friends/neighbors Provide a service such as cutting hair or painting a room Can’t do any of that?  Then look for ways to cut expenses: Do you…Read more »